Vyom is Union Bank of India’s mobile banking app, launched on its 104th Foundation Day. It provides a user-friendly and seamless platform for individuals to easily manage their banking services.
Vyom is available for individual customers holding Savings, Current, or Overdraft accounts with Union Bank of India. To get started, users must have a valid Debit Card or a branch-issued registration token, and their account should be KYC compliant.
Key Features of Vyom for Financial Management.
- Account Overview: Vyom allows users to access an overview of their accounts, offering them real-time balances, mini statements, and transaction history.
- Fund Transfers: Vyom supports multiple transfer options such as NEFT, IMPS, RTGS, and UPI, allowing easy and secure instant money transfers across banks.
- Bill Payments: Vyom enables seamless bill payments, eliminating the need to visit physical counters or use third-party apps.
- Card Management: The Vyom app empowers users to manage debit and credit cards easily. You can block or unblock a card, set daily transaction limits, or even apply for new cards.
- Loan & Investment Access: Vyom brings comprehensive financial planning to your fingertips by offering access to personal and home loan applications, investment opportunities in Fixed Deposits (FDS), and the ability to track EMI schedules.
- Nearby ATM/Branch Locator: Vyom’s GPS-powered ATM and branch locator helps you quickly find Union Bank branches and ATMS nearby.
- Enhanced Security: Vyom ensures the security of your financial transactions with MPIN authentication, biometric login, and OTP-based transaction verification.
- Customizable Dashboard: Vyom offers personalised dashboard features to its users. They can customise their home screen based on their most-used services, such as fund transfers, recent transactions, or bill payments.
- Set Transaction Limits: For enhanced security and budgeting control, users can set daily transaction limits for ATM withdrawals and online purchases.
- Cheque Services: Through Vyom, users can request cheque books, view issued cheques, or stop cheque payments, without visiting the bank. This feature adds a layer of convenience, allowing you to manage cheque-related services without visiting a branch.
- Transaction History: Users can review detailed transaction history over time, with filters to help them find exactly what they’re looking for.
- EMI Tracker: Vyom includes an EMI Tracker that helps you monitor your loan repayment schedules, with clear information on due dates, EMI amounts, and a complete repayment timeline.
- Mini Statement: The app provides a concise mini statement, showing recent transactions, enabling you to track your spending and deposits without going through the entire account history.
Vyom brings financial management right into the palm of your hand, making it easier for customers to manage their day-to-day banking transactions. Vyom offers instant fund transfers, loan applications, and EMI tracking, helping you make smarter financial decisions.
Disclaimer: This content is intended for informational purposes only and should not be viewed as financial or promotional advice. The use of the Vyom app is solely at the user’s discretion. We are not affiliated with, nor endorsed by, Union Bank of India or any related organisations.