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Borrowers may quickly become perplexed due to the abundance of loan options on the market. If we talk about their similar features and benefits, most borrowers must know the distinctions between a home loan and a loan against property (LAP). They even frequently interchange these two terms. However, a loan secured by real estate and
Anyone can face some or the other type of financial requirements at any time, regardless of how well you manage your funds; problems usually arise when you least expect them. Under such circumstances, your only options are to use your credit card, borrow money from friends, or apply for a loan. But every option has
A business loan is a great way to raise funds for business purposes. To achieve growth and long-term viability, all firms need ongoing funding. Still, entrepreneurs look outside for capital when they need cash. While some entrepreneurs prefer business loans, others provide firm ownership to obtain outside money. It is not necessary to pledge any
The largest concentration of two-wheelers may be found in India, among other countries. The demand for two-wheelers in India is undoubtedly quite high, whether they are motorcycles, scooters, or any other type of two-wheeler. The registration certificate, the PUC certificate, and the insurance policy are some of the pieces of paperwork needed to operate a
There is always the possibility of damage when riding a bike on the road. These losses or damages could be the result of an accident, natural disaster, rioting, fire, or theft. Such calamitous events are usually unpredictable. Moreover, these damages can empty your bank account. You may now secure your bike from unanticipated events by
How To Change The Billing Cycle of HDFC Credit Card? A cardholder’s official credit card statement from HDFC Bank lists all of the transactions they have made with their card. After a billing cycle, usually monthly, this statement is delivered to the cardholder. Additionally, it includes information on the sum paid during the previous billing
What is IDCW in Mutual Funds? To trade effectively, a stock or mutual fund investor must be familiar with numerous terminologies and approaches. Knowing the terminology is essential because mutual funds differ significantly from equities. Read: What is Exit Load in Mutual Funds? You need to understand terminology like direct, regular, growth, and dividend as
What is National Savings Certificate (NSC)? The Indian investor has a growing number of investment options available to them every day. New investment choices are always being developed by various banks and NBFCs (Non-Banking Financial Companies) to gain market share. Due to the abundance of options, Indian investors can select an investing strategy that best
The Public Provident Fund, also known as PPF, is one of the most popular investment options among service-class people in India. There are many reasons behind its popularity, as the return you get on your investment is guaranteed, you get tax benefits on the amount invested, and whatever return you get on this investment remains
Equity-Linked Savings Schemes (ELSS) fall under Section 80C of the Income Tax Act of 1961, which permits an individual or HUF to deduct up to Rs. 1.5 lacs from their gross income. According to the guidelines of Section 80C of the Income Tax Act of 1961, an ELSS fund or an equity-linked savings scheme is
